Welcome to the April 13, 2009 edition of the Carnival of Personal Development!

I’m honored that Jeremy allowed me to host this edition, and happy with all of the excellent submissions.   There’s a lot of practical wisdom and tips in the articles that I chose to include – thank you to all of the writers out there!

Let’s jump right in…

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Personal Development

Vincent presents 7 Failures That End Up Successful posted at Hit Your Goals, saying, “Here is a lesson that we can learn from some of the famous failures.”

Anja Merret presents Where is your passion man posted at Pinkblocks, saying, “We love people who are passionate about a topic or career etc. It’s good if we can find some passion in ourselves on a topic.”

noyu presents The Best Self Hypnosis Techniques For Self Improvement posted at NoYu, saying, “Learning self hypnosis can be a lot easier than it sounds. It can be learnt in the quiet of your own home without spending any money on things like books, audio tapes, expensive visits to hypnotists or spiritual gurus.”

Barry Wright III presents Creating Inspiration posted at 3stylelife, saying, “You know, you can’t just wait for inspiration to strike. Do you know how to create it? How to harness it?”

Ronnie Ann presents Zen and the Art of Being a Receptionist (and Other Under-Appreciated Jobs) posted at Work Coach Cafe.

Nate Desmond presents Book Review: Cracking the CLEP posted at Debt-free Scholar.

ESN presents Is an Online Degree for You? The Pros and Cons of Online Classes posted at Ace Online Schools.

Ricky Wijaya presents Discover Limitation through Challenge posted at Chapters of My Life, saying, “Positive feeling is boosting motivation to overcome challenge.”

Mary@SimplyForties presents Simplify Your Life posted at SimplyForties, saying, “What are you doing without thought? Could you give it up in order to live more consciously?”

Jacob Duchaine presents 5 Body Based Paths to Happiness posted at Blogging Guy.

Kathleen Gaga presents Money comes to you when you do this one thing! posted at Street Smarts Marketing & Promotions, saying, “What is the solution you offer your clients? Not what you think the solution is, but the actual solution. The greater the solution, the more money they are willing to give you.”

Marelisa Fabrega presents Happiness Tips From the Dalai Lama posted at Abundance Blog at Marelisa Online.

Ralph Jean-Paul presents Building Self-Discipline posted at Potential 2 Success, saying, “The most disciplined business people are usually the most organized, efficient and successful. They are also the people that make the most money. Learn to build self-discipline in your personal and professional life and see the difference it will make.”

GreatManagement presents The Recession – How are you feeling? posted at Great Management, saying, “According to research fear, stress and unhappiness is at an all time high and 93% of illness is stress related. How many issues, hassles, problems do you have to deal with in a normal day?”

Burak Bilgin presents How to Resolve Conflicts Effectively posted at Distiller’s Corner, saying, “We usually choose between two options when we try to solve conflicts: the aggressive and the lazy option. However there is a third option beyond these, considered by few people, but much more effective than the previous two.”

Lionel Ebrahim presents Overwhelmed By Real Life Problems posted at lionel-ebrahim.com.

Chris_SS presents There’s No Quick, Effortless Way To Improve Your Social Skills posted at How To Have More Social Success.

cody butler presents Success In 8 Words posted at Dream Life Coaching Blog. Ask your questions., saying, “8 words that summarize and achievement.”

Paula Kawal presents Beautiful Monsters and Other Fine Things posted at Journey Inward Productions, saying, “Have you ever chased passion to the threshold of sanity? Followed your soul to the dungeons gate or experienced a delirium so sweet that it defies verbal expression? Have you ever fought your way through unimaginable fear only to find that contained within it was the heart of your dreams?”

Erin Pavlina presents How To Choose a Career That Will Make You Happy posted at Erin Pavlina’s Blog, saying, “Discover and identify your passion. If you had all the money and time in the world, what would you still do? For me, it was studying and learning about spirituality and the paranormal. That passion and interest has been with me since childhood. It’s in my blood. What’s in your blood? What excites you? Figure that out first. Lock it down. Set it in stone.”

Brain Blogger presents Emotions and the Brain posted at Brain Blogger, saying, “I’ve recently started to think about emotions. I’m not a very emotional person. I guess I’m just like many other men. I admit that I’m stereotyping here so I hope you don’t mind. However, I often wonder why men and women tend to differ so much when it comes to our emotions. There are so many stereotypes and many of them seem to be true most of the time.”

Personal Finance

Graham Davis presents Tracking your spending with Mint.com posted at Passion For Value.

Patrick @ Cash Money Life presents Leave Your Money in Your Retirement Accounts! posted at Cash Money Life, saying, “Withdrawing your money in a down market virtually guarantees you will not meet your retirement needs.”

Insurance Toolbox presents Why it’s the Best Time in the Last 50 Years to be a First Time Homebuyer posted at Fine-Tuned Finances.

Richard M. Rothschild presents The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit) posted at Bond Market Index Funds, saying, “The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money.”

Peak Personal Finance presents 3 Smart Personal Finance Tasks You Are Probably Putting Off posted at Peak Personal Finance.

RJ presents Money Market Investing posted at Our Financial Planner.

Raj Patel presents The Awesome Power of Compounding Interest posted at DebtGoal.

Dan presents Best CD Yields in April 2009 posted at Everyday Finance, saying, “This article shares the highest current CD yields available from around the country, including special offers.”

Darwin presents Is Shop To Earn a Scam or Legit Business Opportunity? posted at Darwin’s Finance, saying, “This 2009 update on the ShopToEarn multi-level marketing outfit has stirred the pot and invited quite the controversy. Is STE for you?”

jim presents Best Student Credit Cards posted at Blueprint for Financial Prosperity.

Len Penzo presents My Ten Commandments of Personal Finance posted at Len Penzo . Com.

Mike G presents When Is Mega Millions Worth Playing? posted at Money TLD, saying, “Lotteries can be fun, and sometimes, they can even be statistically beneficial. In reality, though, this is more of a valuable thought experiment to demonstrate the importance of thinking about what something’s truly worth before spending money.”

Dorian Wales presents Learning the financial language will save you money posted at The Personal Financier, saying, “Proficiency in ‘Financialish’ equals money and empowerment.”

Silicon Valley Blogger presents High Yield Savings Account Interest Rates: Changes Ahead? posted at The Digerati Life.

The Smarter Wallet presents Why You Need To Stick With Diversified Investments and Income Sources posted at The Smarter Wallet.

Diego Cervantes presents Top 50 Economics Blogs posted at Bankling.

John Russell presents 14 Auto Insurance Secrets – They Don’t Want You to Know – Part-2 posted at The Low Cost Auto Insurance Guru, saying, “Your Credit Score and Risk Is Important. Out of the 22 auto insurance companies we spoke with, 20 now consider your credit history as extremely important in determining your auto insurance rate. This number is up from 12 when we last spoke to the same auto insurance companies in May-2006. Although many factors influence your auto insurance rates, most of the auto insurance companies now consider it one of the most important factors they look at.”

Billeater presents Avoid Debt Reduction Scams posted at Billeater.

Savings Toolbox presents How to Get the Best Mortgage in Today’s Market posted at Savings Toolbox.

Ben presents Eight Ways to Beat Bad Customer Service posted at Money Smart Life.

Personal Health

Broderick Allen presents The Different Areas of Life Support Each Other posted at Broderick Allen – Personal Growth and Enjoying Life’s Journey.

FitJerk presents See Fast Fitness Results Using The Power Of Social Media posted at FlawlessFitness, saying, “Alright, so we all know how well social media works from a business standpoint…but how do we relate it to fitness? Let me show you the ways Social Media can boost your fitness results.”

Robin Birch presents The Journey, With Brandon Bays posted at Let’s Live Forever!, saying, “Brandon Bays, who worked with Tony Robbins for many years, healed herself of a basketball-sized tumor, and now teaches others how to heal themselves from within.”

Aliall presents 16 Ways Your Food Should Be Food for Thought (Owning Yourself Part 2) posted at Motivated Mama.

Joel Gray presents Throat Cancer: Cause, Symptoms, Prevention And Treatment posted at Health Tips 101.

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That concludes this edition of the Carnival of Personal Development.  Once again, thank you to Jeremy of Insight Writer for organizing this carnival, and to all of those who contributed articles.

You can submit an article for consideration to the next edition using our carnival submission form.  Past posts and future hosts can be found on our blog carnival index page.

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